Mortgage Underwriter Resume Example

After reading this article, you'll feel confident creating a mortgage underwriter resume that effectively showcases your relevant skills and experience. The article will take you through the key steps of creating a resume that presents your key skills, qualities and career achievements in a format that employers favor. It will also help you tailor your resume according to your unique skills and experience level. Read on to learn how to write a perfect mortgage underwriter resume, from the advice of careers experts at Jobseeker.

Core sections to include in a mortgage underwriter resume

The key sections to include in a mortgage underwriter resume are similar to those for any role or profession. If you're a candidate without much experience, you may wish to present your resume in a way that draws attention to your most valuable skills. These might not be in traditional work settings, so sections like education, projects, hobbies and skills can be more prominent.

The order you present these sections can vary according to your career stage, but it's still essential to include each of the following:

Resume Header and Personal Information

Your mortgage underwriter resume header should contain your name and contact details. These include your email address and phone number. If you have a LinkedIn profile, you can also add that, to give employers the chance to learn more about your skills and experience. It's not necessary to include a photo or any other personal information. Be aware of the amount of space your resume header takes up. You don't want your contact details to take space away from the main content of your resume, so keep this section as brief as possible.

Use an email address that's professional and appropriate for professional communication. Typically this would be an email address based on your first and last name, or your initials. If necessary, you could include your profession or another unique identifier. Avoid using old email addresses that could be considered unprofessional or inappropriate. Additionally, always check your contact details before sending your resume to ensure they're up-to-date.

Resume Profile

The next section is the resume summary. The section might also be called 'resume objective' or 'personal profile'. This is a brief introduction to you, your key skills and your career achievements and ambitions. While a resume summary focuses on your career achievements and experience, a resume objective typically focuses on your ambitions for the future. Additionally, make sure your resume summary reflects the job description and focuses on qualities that are relevant to working as a mortgage underwriter.

Alternatively, write a paragraph that concentrates on your career objectives and how this role fits with your wider ambitions and progression.

A good resume summary is short and snappy, and focused on the skills and experience listed in the job description, with evidence to back it up. It will also help the reader to form their first impressions of you by providing an insight into your personality and unique qualities. See below for some great examples of how to approach your mortgage underwriter resume.

On the other hand, a resume summary can be ineffective if it lacks specific information about how your skills align with the job description, or fails to paint a picture of your unique qualities and talents. In the graphic above you can find some negative examples of how to write a resume summary.

Skills

The skills section is one of the main ways to show employers you've got the skills required for mortgage underwriter roles. Whether your skills include credit analysis expertise, time management or any other useful skills for the role, you'll want to list them here. Once more, review the job description and pick out any key mortgage underwriter skills listed that match yours. Focus on these skills and any other key transferable skills that make you a strong candidate for the job.

Listing hard skills on your mortgage underwriter resume

In your hard skills list, include any specific abilities related to the role you're applying for. These could be technical skills or industry knowledge that showcases your expertise in your chosen profession. Furthermore, your list of hard skills provides a strong indication to the reader of your expertise in mortgage underwriter roles, and how well you'll fit into the position. It's best to aim for four or five key hard skills that match the job description. These can really showcase your suitability for the job.

You'll make more impact with your resume hard skills list if you focus on technical skills that reflect your unique expertise and specialism, and that match the key requirements in the job description. See the graphic below for some tips on hard skills for a mortgage underwriter resume.

How to list soft skills on your mortgage underwriter resume

Soft skills are your transferable skills and personal qualities that make you a good match for a mortgage underwriter position and the organization. Soft skills tend to be more universal than hard skills, and can often apply to multiple jobs and industries. Indeed, as the nature of work changes, soft skills are growing in importance, so make sure you include them in your resume. You should generally look to include up to five soft or transferable skills that match the job description.

Your soft skills section should make the most of your unique personal qualities and strengths, while also reflecting the requirements laid out in the job description. See below for some examples of useful soft skills for a mortgage underwriter resume.

Education

In this section list any educational qualifications or degrees that are relevant to mortgage underwriter roles.

A mortgage underwriter role tends to require candidates to have a university or college degree, so make sure you list yours in your resume. A Bachelor of Science in Finance degree or similar is the most suitable for this job, but you could also include any other relevant qualifications that show your FHA guidelines knowledge or financial statement evaluation.

Include any qualifications relevant to the role. For each, add the name and level of the award, the institution name, its location and your dates of study. You can also add some bullet points outlining any high grades, awards you won or specialist subjects you studied. Adding this information will show the employer your dedication to learning and your areas of specialist knowledge.

If you took part in any volunteering or you were a leader or member of any university societies, you could also mention these in your education section.

Certifications and Training

Under certifications and licenses, add any further qualifications that show you're a good fit for the job. These might be licenses that show you're qualified to operate certain equipment, or certifications that give you the edge over candidates with otherwise similar career history. Therefore, list any official licenses and certifications, along with their dates, so employers can assess whether you've got the necessary qualifications to work as a mortgage underwriter.

Read on to see some relevant example certifications for a mortgage underwriter resume:

Work Experience

Next, list your relevant employment history and any key achievements that show you're suitable for a mortgage underwriter position. Include any relevant jobs you've held in reverse-chronological order. Start with your current or most recent roles and work back through previous roles. For each job, list your title, the name of the company, its location and the dates you worked there.

Add some bullet points under each job entry, explaining your achievements in the role, so the reader can see how you contributed towards success for the company. Provide evidence of your impact and make sure each point addresses a requirement listed in the job description.

A good resume work experience section includes your most relevant previous jobs and highlights your key achievements in each role. To make the best possible impression on hiring managers, make sure each entry in your work experience section references skills and experience listed in the job description, and shows how you added value to each role with quantifiable evidence and outcomes. There are some examples of strong resume work experience sections below.

In the graphic above, you'll see some examples of less effective resume work experience sections. Less effective resume work experience sections might take a more vague, descriptive approach to previous jobs. They focus on responsibilities and everyday duties rather than referencing career achievements and the value you've added for previous employers.

Optional Sections

To provide further information on your suitability for the role, you could add some optional sections to a mortgage underwriter resume. Take a look at the sections below and add any that help you show how and why you're right for the job.

Hobbies and Interests

Adding your hobbies and interests is a legitimate way of showing off your skills and personal qualities. Hobbies can help you show different sides of your personality and make your resume more memorable to hiring managers. They're ideal to include if you're a junior candidate who might lack real world mortgage underwriter experience. Think about adding hobbies and interests to your resume if they add some insight into your personality that you can't express elsewhere in your application.

Voluntary Work

If you're lacking relevant mortgage underwriter work experience, volunteer work can help to show you still have the relevant skills. Include the title of your volunteer role, who you volunteered for, as well as the dates you carried out the work. Provide brief details of your responsibilities and the impact you made.

References

It's relatively unusual to include references in a standard mortgage underwriter resume, but they are required occasionally. Check the job advert to see if you'll need to add references to your resume. Be sure to prepare your referees in advance, so they've agreed to provide a reference and are ready to be contacted.

Best words to use in a mortgage underwriter resume

Add strong verbs to your work experience section to show the hiring manager the impact you made in your previous roles. Choose from the list of words below to make the best possible impression.

If you want to create a resume that stands out from the crowd, use Jobseeker's expert-designed resume templates. You can also find cover letter templates that work to get you noticed by employers.

Example resume for mortgage underwriter applications

The mortgage underwriter resume example below includes all the sections above, so you can see how a completed resume looks:

How to make an ATS-friendly resume

An applicant tracking system (ATS) is just one of the tools employers and recruiters can use to streamline their hiring practices. This typically includes screening candidates by scanning and ranking their resumes based on their likely suitability for any vacancy. When writing your mortgage underwriter resume, a few simple tips can help you pass the ATS stage with a higher-ranking resume, giving you a better chance of success with your applications.

Follow these simple rules when writing your resume, to make sure it's ATS compliant:

• Choose a resume structure that matches the traditional, reverse-chronological layout or alternatively, the functional resume structure. This should make your resume more readable for ATS applications.
• Include keywords throughout your resume that align with the job description. ATS software tends to compare your resume to the job description for points of similarity, so careful, considered use of keywords should help your chances of success.
• Use clear headings that break your resume up into readable, scannable sections that match the standard content employers expect from a resume.
• Adopt a resume design that uses clear, professional design principles and leaves white space for your content to breathe. Use the most readable fonts and incorporate subtle design elements to enhance the readability of your document.
• Adopt simple, professional language to keep your resume as concise as possible. This tends to make your document more readable, and easier for ATS software to scan.

Takeaways for a winning mortgage underwriter resume

The best resumes focus on your skills and the value you've added to previous roles, rather than focusing on your duties and responsibilities. Choose the most suitable resume format for your experience levels, and focus on tailoring your resume based on the requirements listed in the job description.

Using the professional resume templates and resources of Jobseeker can help you create a great-looking resume that stands out from other applicants. Sign up today and follow the simple steps to get started. A stylish, professional cover letter can make all the difference to your job prospects. See Jobseeker's cover letter examples, written by careers experts, to help you craft an eye-catching application.

Sources:

(1) Writing a Resume, California Department of Human Resources: https://www.calhr.ca.gov/employees/Pages/resume-tips.aspx

(2) Resumes, Cover Letters and Job Applications, New York State Department of Labor: https://dol.ny.gov/resumes-cover-letters-and-job-applications