Underwriter CV Example
If you're hoping to launch a career in the insurance industry, including underwriter roles, it's essential to write a CV that shows your skills and achievements in the best light. It's the mention of key responsibilities from your career, such as assessing risk exposure and setting policy premiums that will show employers you're a good fit for the role. In this guide, we'll equip you with all the key tips and advice you'll need to craft an underwriter CV that sets you up for success in your job applications.
An underwriter CV that's well-written, engaging and showcases the most relevant skills and experience gives you the best chance of progressing to the next stage of the recruitment process. Let’s break down the core components of a CV and examine how to build them effectively.
Main underwriter CV sections
Your underwriter CV strategy will depend on various factors, including your previous experience, your seniority and the details listed in the job description.
For an entry-level CV, you might wish to choose a format that doesn't place too much emphasis on your prior work experience. If you don't have too much relevant experience in the workplace, you can focus more on your skills and qualifications instead. As such, it's worth considering using a functional, or skills-based, CV format. This structure places the skills and education sections above your work experience in the order of sections. Optional sections such as volunteering, internships and hobbies and interests can also help you show you have the necessary skills.

If you've built up some work experience in relevant roles or industry sectors, you'll want to choose a CV format that showcases your career trajectory. Hiring managers will be keen to see how you've used your skills to create positive results for employers in previous roles. In this case, opt for a traditional, reverse-chronological CV to showcase your work experience in the best possible way. List your most recent and relevant jobs first and use bullet points to demonstrate your skills and the impact they've made.

As an executive or senior-level candidate, it's critical to focus primarily on work experience in your CV. This is because employers will be expecting candidates to have a wealth of relevant experience, and to have reached a prominent position within the industry. As such, a traditional, reverse-chronological CV format is typically the best option, but you may want to add more detail than the standard structure. You can also make space for publications, awards or professional memberships, all of which can help you prove your standing in the industry.

However, regardless of your seniority, an underwriter CV needs to tell a cohesive story of your professional growth. In the following sections, we’ll dive into each part of the CV step-by-step, starting with your header and moving through to your professional achievements.
CV Header
Kick off your underwriter CV with a header listing the essential contact information such as your name, email address, phone number and location. You don't typically need to include your full address. Incorporate design elements that set the tone and design language of your document. Additionally, add your LinkedIn profile, if this is in use and up-to-date. A well-utilised LinkedIn profile can give further information to the reader about your skills, experience, industry knowledge and career achievements.
For UK jobs, it's generally not a good idea to add a photo or any other personal details beyond your basic contact information. This means leaving off details such as your age, gender, ethnicity and nationality, as these can introduce bias to the selection process and complications related to the Equality Act 2010.
Kayla Collins
kayla-collins@example.com
(111) 222 33 444 55
London
linkedin․com/in/kayla–collins–123
CV Summary
Underneath your contact information, write a brief CV summary or CV objective to introduce yourself and highlight a few key skills and qualities. This can help the employer to quickly form a first impression on your suitability for the underwriter role. While the CV summary focuses on your key skills and achievements, a CV objective highlights your career ambitions, making it more suitable for junior candidates.
Whether you choose to write a summary or an objective, aim for a length of two or three sentences, introducing your key skills, unique qualities and key achievements or ambitions, making sure they reflect what's included in the job description.
The most effective way to approach a CV summary is to focus on one or two key skills that reflect the requirements of the job description and show how you've used them to create positive outcomes for previous employers. You'll also want to showcase your unique personal strengths, and touch on how they've contributed to your career progression up to now. Below you'll find an example of a strong underwriter CV summary.
Best practice example:
Experienced Senior Insurance Underwriter with five years’ experience analysing risk portfolios. Holds Bachelor of Science in Actuarial Science ensuring accurate assessment. Achieved 15% claims cost reduction on a £20m portfolio.
Worst example:
Dedicated, detail-oriented insurance underwriter with extensive experience in evaluating risks and managing policies, skilled in working collaboratively, proactively resolving issues and committed to delivering reliable service and supporting organisational goals effectively.
Above is an example of a less effective CV summary, with some subtle, yet notable differences. Common mistakes that lead to an ineffective summary include a lack of quantifiable experience, vague statements or failing to tailor your summary to the job description. Long, rambling sentences that lack structure can also make your summary harder to read.
Employment History
The work experience section of a CV is usually the most important part. Employers look for evidence of how you've developed and used your skills to good effect in your career to date, as an indication of your likely future performance. It's crucial to tailor your work experience section to match the requirements listed in the job description, using keywords and phrases so employers can easily see how well you fit the role and organisation.
List only relevant previous jobs, and add your job title, the name of the employer, its location and your dates of employment. Under this, write several bullet points showing employers how your skills and key qualities contributed to positive outcomes.
What differentiates one CV work experience section from all the others is the use of action verbs and quantifiable evidence in your bullet points. It should showcase how your actions led to positive outcomes for the employer, and show a progression in your skills throughout your career. See below for an example of how to put the work experience section best practice into action:
Best practice example:
Senior Insurance Underwriter, January 2023 - Present
Avondale Insurance Group, Manchester
- Exceeded annual portfolio profitability target by 12% through strategic risk assessment and premium adjustment initiatives.
- Reduced claim processing time by 30% by implementing automated underwriting workflows and negotiating streamlined reinsurer agreements.
- Diversified corporate client portfolio, securing 20 new high-value accounts and mitigating risk exposure across multiple industries.
Worst example:
Senior Insurance Underwriter, January 2023 - Present
Avondale Insurance Group, Manchester
- Assessed risk profiles and provided recommendations to support underwriting strategies and portfolio management.
- Collaborated with teams to maintain accurate records and facilitate seamless operational workflows.
- Managed review processes for various policies to uphold consistency with guidelines and internal policies.
Above is an example of what not to do with your underwriter CV. The work experience section could fail to make an impression if it's too generic, focuses on older or irrelevant roles or lacks tailoring to the job description. It's also important to avoid focusing too much on responsibilities that don't tell the reader anything of the value you added to the role.
Education
With your education section, you'll draw attention to your most recent and highest qualifications, particularly emphasising any qualifications listed as a requirement in the job description.
Underwriter jobs tend to require a relevant university degree just to be eligible for the role, so you'll want to showcase this in your CV. If you have a Bachelor of Science in Actuarial Science or another related degree that makes you an eligible candidate for the position, add it to your CV. You could also add other degrees or qualifications that highlight your key skills, like regulatory compliance knowledge or risk assessment techniques.
Creating the education section of your CV means selecting the most relevant and highest qualifications, and listing them in reverse-chronological order, starting with your most recent achievements and working back from there. For each entry into your education section, add the qualification name and level, the institution or awarding body, its location and your dates of study or graduation. For extra emphasis on your education section, include bullet points showcasing projects you worked on, modules you studied, awards you won or societies you participated in, if they help you to prove you're a suitable candidate.
If you have any specialist certifications or licences that are necessary for the role, or help you stand out above other candidates, you may wish to mention them here. When adding any special licences, it's a good idea to also reference their expiry or renewal dates, if applicable.
Bachelor of Science in Finance, 2018 - 2021
University of Reading, Reading
Skills
A CV's skills section is the place to show the reader, in an easily accessible format, that you have the necessary skills for the job. Read the job description to understand the most essential skills, and create a list of both hard and soft skills, ensuring you include some of your strongest, most unique characteristics and qualities to set you apart from the competition. For an underwriter CV, it's valuable to highlight essential skills from your skill set, such as problem solving and risk assessment techniques, to grab the attention of hiring managers and show you're qualified for the underwriter position.
Hard Skills
Hard skills refer to the technical and specialist skills required for the everyday duties of the job. They might include specialist knowledge, or the use of certain software and equipment. You can gain these skills through study, training or industry experience, and they might require a licence or certification. For underwriter jobs, essential hard skills from your career-to-date might include regulatory compliance knowledge, and risk assessment techniques. Check the skills specified in the job description, and add four or five key hard skills to your CV that show employers you're capable of completing the key duties of the role.
The ideal hard skills section will feature the most essential hard skills from the job description, while closely reflecting your own best technical abilities. The closer your strongest skills are to matching the job description, the higher your chances of success.
The following section highlights skills that are commonly listed under hard skills in an underwriter CV:
- Risk assessment techniques
- Financial statement analysis
- Predictive modelling software
Soft Skills
Soft skills are the personal strengths and qualities that show employers how well you'll fit into the role and complement other members of the team. Soft skills tend to be more transferable and applicable to different roles than hard and technical skills. Owing to the rapidly evolving nature of the work landscape, soft skills are growing in importance for a number of roles and industry sectors where technology is replacing hard skills. Additionally, soft skills are particularly valuable for junior and entry-level candidates, who might not have much work experience but have the right building blocks for a successful career.
As with your underwriter CV hard skills list, review the job description to learn the key soft skills for the role. Include the best soft skills that you can provide evidence for throughout your CV. Create a list of four or five transferable skills, combining the most essential skills from the job description with the skills that help you to stand out as a unique and compelling candidate for the position.
The section below provides an overview of soft skills often highlighted in an underwriter CV.
- Communication
- Critical thinking
- Decision making
Language Skills
If you speak any additional languages, you might want to consider adding a languages section to your CV. Even if languages aren't a requirement of the job description, speaking a foreign language can reflect well on you as a candidate, and correlate with other soft skills that can increase your employability. Under this section, list any foreign languages you speak to a professional standard, with an indicator of your competency level for each.
There are a few acceptable ways of citing your foreign language proficiency levels. The simplest way is to assign a basic descriptive word to indicate your skills, such as:
- English: Fluent
- Spanish: Intermediate
Alternatively, use an internationally recognised framework for languages, such as the Common European Framework of Reference (CEFR). This gives your language skills a standardised competence indicator, as follows:
- A1: Beginner
- A2: Elementary
- B1: Intermediate
- B2: Upper intermediate
- C1: Advanced
- C2: Proficiency
Certifications and Licences
Depending on the role you're applying for, and the type of qualifications you have, you might want to include a separate section for certifications, in addition to the education section. It can enhance your chances of success to show specific training and certifications. Not only do these prove you're qualified for the role, but they also indicate proactivity and a dedication to professional development. In addition, some roles require specific licences or training just to be eligible for the job, making the certifications section more important. This might include technical roles or positions which require the operation of specialist software, equipment or machinery.
Here are some key examples of certifications and licences that you could add to your CV for underwriter positions:
- Certificate in Underwriting Practice, 2023
- CII Diploma in Insurance Underwriting, 2023
- Advanced Underwriting Certificate, 2023
Pro Tip:
Barnet Council shows that recruiters spend only 8.8 seconds reviewing a CV, so a concise personal statement is essential to grab attention immediately. (1)
Additional Information
Including optional sections in addition to the core sections of your underwriter CV can help you to show employers you're a strong candidate for the job. If you're unable to show you have all the necessary skills for the job through your work experience, optional sections can be a valid way of providing further evidence of your suitability, to give you the chance of gaining an interview. If you're an entry-level candidate or a career changer, optional sections can be particularly valuable.
Explore our career resources for practical strategies to make your CV stand out and move you closer to landing an interview.
Hobbies and Interests
Hobbies and interests are a legitimate way to showcase your skills, if you have any hobbies relevant to the role. Additionally, this section gives you the chance to show employers different facets of your personality and interests beyond work, which can help them to differentiate you from other applicants. However, only mention hobbies and interests that are relevant to the role, and that help you prove skills that you haven't been able to show in your work experience or other CV sections.
Key Achievements
Compiling your key career achievements into a single list is an effective way of making your CV more readable at a glance. In this section, add any awards or recognition you've received for achievements, and any career milestones you've reached that show you're a strong candidate for the job.
Voluntary Work
Another way of showing employers your skills and experience is through volunteer roles. If you're struggling to show you have the necessary credentials through your work experience, volunteering can provide valuable examples of how you've put your skills into action. Your volunteering section should follow much the same structure as your work experience section.
Add a description of the volunteer role or a job title if you had one, the name of the organisation, its location and the start and end date of your volunteering. List bullet points that show how you put relevant skills to good use to create positive results for the organisation.
Data Insight:
The majority of HR specialists (almost 60%) view volunteering as relevant professional experience. (2)
Top action words to use in an underwriter CV
Using strong action verbs in your work experience bullet points is a great way to focus this section and show the impact you've made in your career to date. Starting each bullet point with an action verb that reflects the skills required for the role will help the reader to easily cross-reference your skills to the job description. You'll also want to back up any action verbs you're using with quantifiable evidence that showcases the value you added for previous employers. Use the past tense for action verbs that describe previous roles, with the present tense for any current responsibilities and achievements.
- Assess
- Analyse
- Evaluate
- Calculate
- Determine
- Review
- Negotiate
- Authorise
- Monitor
- Verify
Underwriter CV example
Now you know how to create an underwriter CV for maximum impact, take a look below at this full, completed example:
London
•
kayla-collins@example.com
•
(111) 222 33 444 55
•
linkedin․com/in/kayla–collins–123
Detail-oriented Senior Insurance Underwriter with four years’ experience in risk assessment. Achieved a 20% reduction in claim payouts through rigorous policy reviews. Holds a Bachelor of Science in Actuarial Science.
Insurance underwriter
2023
-2026
Aviva (Norwich)
- Reduced annual claim payouts by 15% through rigorous risk assessments and policy adjustments to improve profitability.
- Streamlined underwriting workflows to decrease application processing time by 30% while maintaining compliance and enhancing client satisfaction.
- Negotiated tailored premium rates with brokers to secure a 20% increase in revenue for high-risk commercial portfolios.
Bachelor of Science in Actuarial Science
2018
-2021
Heriot-Watt University (Edinburgh)
Risk assessment techniques
Financial statement analysis
Predictive modelling software
Communication
Critical thinking
Decision making
Certificate in Underwriting Practice
CII Diploma in Insurance Underwriting
English - Native
French - Advanced
If you want to get a feel for how your CV will look once you finalise its design and layout, check out our CV examples for inspiration.
Dos and don'ts for a winning underwriter CV
Tips to follow
- Quantify your achievements whenever possible, adding key figures and evidence to support your claims.
- Open your CV with a strong CV summary or objective, providing a brief account of your career achievements and skills.
- Use reverse-chronological order, starting with your most recent work experience or qualifications and working back from there.
- Keep your CV concise, with a target length of one side of A4 for junior roles, two for more experienced candidates and longer only for high-level, executive or academic positions.
- List your qualifications in a dedicated education section, with any outstanding grades or awards, if applicable, to help your application stand out.
Common mistakes to avoid
- Don't use passive voice, such as 'positive feedback was received', but instead fill your CV with action verbs that clearly show the impact you made.
- Don't use an inappropriate email address with informal language or nicknames. If necessary, create a professional email address based on your name, initials and/or profession.
- Don't crowd your CV with too many details, but try to keep it focused, concise and relevant throughout.
- Don't include a hobbies and interests section unless you need to prove skills that you can't showcase through work experience, and unless your hobbies are particularly relevant.
- Don't lie or exaggerate about events in your career, such as previous jobs, qualification or key achievements – it can backfire and disqualify you from the running.
A well-written cover letter is an essential element of any job application. Take a look at our HR-approved cover letter templates to find a design and layout that matches your CV.
Guide to making your CV ATS compatible
Employers and recruiters now routinely use applicant tracking systems (ATS) to ease the burden of the selection process. One of the key functions of these systems is CV screening, which reviews CVs and ranks them based on their likely fit for the role. This task can relieve some of the strain on hiring managers through the recruitment process, which can become very resource-intensive, with roles often eliciting hundreds of applications.
The growing prevalence of ATS means candidates need to write and format their CV in a way that's compatible with the software, giving it the best chance of being accurately scanned and parsed, and ranking highly against other candidates. Here are some tips on how to optimise your CV for ATS screening:
- Include keywords and phrases that mirror the job description, increasing your chances of ranking highly in the ATS screening stage.
- Use clear headings that reflect standard CV conventions, such as 'work experience', 'education' and 'skills'.
- Choose a standard CV layout, avoiding special design elements such as text boxes, columns or unlabelled graphics that can confound ATS scanning apps.
- Select a font that increases the readability of your CV, such as popular serif and sans serif fonts, between the sizes of 10 and 12 for main text and 14 and 16 for headings.
- Use bullet points instead of writing full sentences, to reduce the overall length of your CV, make it more keyword-dense and help ATS apps to scan it more easily.
It might seem like there's a lot to remember when it comes to making an ATS-compatible CV, but taking care with this stage can really improve your chances of success. To make the process as easy as possible, use one of our expert-designed, ATS-optimised CV templates and boost your chances of success.
Jobseeker's CV templates can help your CV to make a strong first impression with recruiters. Each template is expertly designed and approved by HR specialists to help you craft a winning application.
Underwriter CV FAQs
How do I write an underwriter cover letter for my job application?
Your cover letter can have just as strong an impact on your chances of success as your CV. When writing a cover letter, use a professional, formal letter structure and select a cover letter template to match the look and feel of your CV.
The standard cover letter format includes three main paragraphs of content. The first paragraph includes a brief introduction to yourself and the role you're applying for, and references your motivation for applying for the job. In the second paragraph, list some key skills and achievements, taking care to differentiate from the content in your CV. The closing paragraph typically contains a recap of your enthusiasm for the role, and adds a call to action that establishes dialogue with the employer.
Alternatively, if applying via email, you may wish to write a shorter, more simple cover note. You can use traditional email conventions for this, which are less formal than standard letter conventions. Simply introduce yourself and confirm the role you're applying for, direct the reader to the attached documents and add your contact details in your email footer/sign-off.
Jobseeker's cover letter examples for underwriter roles and other key insurance industry positions provide useful HR-expert tips and guidance on how to write a compelling cover letter.
How do I write an underwriter CV without experience?
Even without relevant work experience, it's possible to write an underwriter CV that impresses employers.
Opt for a CV structure that focuses more on your relevant skills than your work experience, such as a functional CV format. The order of this CV layout places the skills section first after your CV summary, before education, with work experience taking less priority.
For entry-level roles, employers tend to look more for candidates with the right soft skills to show they can learn and develop on the job. As such, place extra emphasis on your soft skills for an entry-level underwriter CV.
How do I write an underwriter CV headline for maximum impact?
A CV headline can be an effective way of introducing yourself in your CV and setting the tone, so the reader can quickly identify whether you're likely to be a good fit for the role.
Aim to write a short, engaging sentence that includes the job title and shows you to be a good match for the job description.
For the most effective CV headline, make sure it reflects the most critical keywords and phrases from the job description. This will also help your CV to pass the ATS screening stage of the recruitment process.
Below you'll find some examples of CV headlines for different experience levels:
- Ambitious Junior Underwriter with Insight
- Senior Property and Casualty Underwriter
- Senior Underwriting Professional Maximising Profitability
What's the most effective CV format for an underwriter CV in 2026?
The best underwriter CV format for success in your 2026 job hunt might vary according to your experience levels, the type and level of the role, the company and standard industry practices.
Typically, the most effective CV format for most candidates is a standard reverse-chronological structure that prioritises your work experience section as a showcase of your skills and career achievements.
Alternatively, for entry-level candidates or career changers who don't have much relevant work experience, a functional CV format tends to work better. This layout places skills and qualifications above work experience.
Key takeaways for a winning underwriter CV
For the best chance of impressing employers, always tailor your CV for every application and include keywords and phrases that reflect the job description. Choose the most fitting CV format for your experience level, and focus on showcasing how you've developed the necessary skills for the role, and used them to positive effect in previous roles.
Finally, using an eye-catching, expert-designed CV template from Jobseeker can really give your CV an edge over those from rival candidates, helping you to achieve success in your job applications.
References:
- Barnet Council (UK local government), Recruitment tips: How to write a supporting statement
- Jobseeker, HR Statistics
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