Ms. Gioia

If you are not using pre-employment assessments, you are flying without radar---not very smart in today's highly competitive environment. Let us help you better understand your candidates and your employees. In less than 30 minutes, you will know if they can do the job (abilities); their work behaviors, even their personality and attitudes (like integrity & ethics), and those can't be trained. It's very cost effective, too! For more information, contact Joyce at 336-210-3548 or e-mail Validated for many countries and cultures. We offer in-depth help with job descriptions, too!

Herman Trend Alert: Retirees Must Continue Working October 13, 2010

Americans seem destined to keep on working into what would have been their retirement years. A new MetLife study shows Americans will continue working out of financial necessity, beginning with the "Early Boomers".

Though MetLife reports their findings as "startling news", most of us will not be surprised by these results. Years ago, we forecasted the end of retirement as we had known it, but not out of necessity---rather out of the desire to keep contributing to society. The challenging economic times have changed that landscape---significantly---for retirees all over the world.

The study, called "The MetLife Report on Early Boomers" defines these Early Boomers as those born between 1946 and 1955. Due to economic circumstances, they will forego the traditional leisurely retirement and stay in the workforce---some indefinitely.

A mountain of college debt, second mortgages, and sometimes, second home ownership, have piled up. Dealing with these financial obligations, greatly diminished nest eggs, and fearing outliving their savings Early Boomers are in the position of having to work---whether they want to or not. On top of that, 25 percent have "Boomerang Kids", mature children living with them.

Over the next 10 years aging Early Boomers will result in a 50 percent rise in the number of people 65 to 74 years old, a growth rate not seen in 50 years. By 2020, women will be head at least one-third of households, ages 65 to 74. Many of these women will have the additional responsibility of raising their grandchildren.

The labor force participation rate of Boomer men and women is at a 15-year high (65.2 percent); trends suggest that it will rise further in the future. High percentages of working Boomers have had white-collar jobs that were less physically demanding. Their high educational attainment and continuing fitness will facilitate more of them staying in the workforce over the next decade.

This continued labor force participation by these Boomers will create considerable challenges for Human Resources professionals both in accommodating their increasing needs and the larger issue of dealing with the younger generations who want to move ahead.

Joyce Gioia is a workforce futurist concentrating on relationship aspects of the future. This arena includes workforce and workplace trends, as well as consumer, education, and business-to-business trends. Ms. Gioia is also CEO of Employer of Choice, Inc, a distinction earned only by companies whose leadership, culture, and best practices attract, optimize, and hold top talent. Employers of Choice® enjoy "a higher level of performance, greater workforce stability, and the level of continuity that assures preservation of the knowledge base, customer loyalty, employee satisfaction, and stronger profits". Ms. Gioia can be contacted at 336-210-3548 or

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